How do I apply for a Michigan Guardianship Bond?

We make applying for Michigan Guardians Bond easy by offering a fast Online Application, or you can Download Application and return by fax or secure message.  Information required is the same ordinarily found on a personal credit application, and probate case information.  You’ll need wards full name, county probate case being filed, health status, income source & estate assets, estate heirs, and other information.

How fast can I get a Michigan Guardians Bond?

Once you apply for a Michigan Guardian Surety Bond, we typically confirm receipt of your application within a few hours. Additional questions often arise, prompt reply to follow up questions helps expedite process. Once all questions have been answered, approval and issuance is typically same day or within 24 hours.  INSTANT Electronic delivery is available in all jurisdictions accepting them!  If your jurisdiction doesn’t accept instant bonds, our Michigan Guardian Bonds are sent with USPS Delivery Confirmation / USPS Tracking at no additional charge. Overnight and same day courier is available at additional cost.

What are the qualifications to obtain a Michigan Guardianship Bond?

Michigan Guardianship Bonds, or Probate Court Surety Bonds, are evaluated based on three main criteria:

1. Personal credit history of applicant; and
2. Favorable case profile; and
3. Attorney retained to answer questions for applicant; or
4. Applicant experience handling probate or financial matters.

What is a Michigan Guardianship Bond?

Probate Courts often order Michigan Guardianship Bonds for cases when party is unable to manage their own affairs, either person or their estate, due to age or illness.  Two types of Michigan Guardian Bonds include incompetent/adult guardians bonds and minor/child guardianship bonds.

A Michigan Guardianship Bond is similar to a Conservators Bond.  While a Conservators Bond is designed to help with a persons financial affairs, a Michigan Guardian Bond is designed to help with health and personal matters.

How much does a Michigan Guardianship Bond cost?

We work with many insurance carriers offering Michigan Guardians Surety Bonds.  Each carrier determines its own rates, which are typically based on a tiered percentage basis.  Price for a Michigan guardian probate bond typically vary from 0.25% up to 0.75% of face value, with a minimum premium of $100.  For Michigan adult guardianship bonds, most require annual renewal payment.  For Michigan minor child guardianship bonds, most carriers require full payment through time child is 18 years old.

Best prices… we beat any scheduled rate!

Sample rates in many states:

How is a Michigan Surety Bond different than an insurance policy?

A Michigan Surety Bond acts more like a co-signor than a regular insurance policy.  If Court deems fiduciary duty was violated and payment due, the insurance company issuing probate bond will pay the court.  However, unlike an insurance claim where insurance company indemnifies applicant, they will seek reimbursement for anything paid.

Where do you offer Michigan Guardianship Bonds?

We offer Guardian bonds in all Michigan Counties.

Do you offer large penalty probate court Michigan Guardians bonds?

YES!  We work with many probate bond carriers and have been able to accommodate every probate bond request applicants are qualified for.  We are not limited by the same restrictions most other insurance carriers have. We’re able to issue most bonds other carriers can’t – they are unable to issue the very large bond penalty amounts we’ve been successful in obtaining for our clients.  1 million, 2 million, 3 million, 4 million, 5+ million dollar probate court bonds have been issued by our office.

What counties in Michigan do you offer Guardian Bonds?

Alcona County, Michigan Guardianship Bond
Alger County, Michigan Guardianship Bond
Allegan County, Michigan Guardianship Bond
Alpena County, Michigan Guardianship Bond
Antrim County, Michigan Guardianship Bond
Arenac County, Michigan Guardianship Bond
Baraga County, Michigan Guardianship Bond
Barry County, Michigan Guardianship Bond
Bay County, Michigan Guardianship Bond
Benzie County, Michigan Guardianship Bond
Berrien County, Michigan Guardianship Bond
Branch County, Michigan Guardianship Bond
Calhoun County, Michigan Guardianship Bond
Cass County, Michigan Guardianship Bond
Charlevoix County, Michigan Guardianship Bond
Cheboygan County, Michigan Guardianship Bond
Chippewa County, Michigan Guardianship Bond
Clare County, Michigan Guardianship Bond
Clinton County, Michigan Guardianship Bond
Crawford County, Michigan Guardianship Bond
Delta County, Michigan Guardianship Bond
Dickinson County, Michigan Guardianship Bond
Eaton County, Michigan Guardianship Bond
Emmet County, Michigan Guardianship Bond
Genesee County, Michigan Guardianship Bond
Gladwin County, Michigan Guardianship Bond
Gogebic County, Michigan Guardianship Bond
Grand Traverse County, Michigan Guardianship Bond
Gratiot County, Michigan Guardianship Bond
Hillsdale County, Michigan Guardianship Bond
Houghton County, Michigan Guardianship Bond
Huron County, Michigan Guardianship Bond
Ingham County, Michigan Guardianship Bond
Ionia County, Michigan Guardianship Bond
Iosco County, Michigan Guardianship Bond
Iron County, Michigan Guardianship Bond
Isabella County, Michigan Guardianship Bond
Jackson County, Michigan Guardianship Bond
Kalamazoo County, Michigan Guardianship Bond
Kalkaska County, Michigan Guardianship Bond
Kent County, Michigan Guardianship Bond
Keweenaw County, Michigan Guardianship Bond
Lake County, Michigan Guardianship Bond
Lapeer County, Michigan Guardianship Bond
Leelanau County, Michigan Guardianship Bond
Lenawee County, Michigan Guardianship Bond
Livingston County, Michigan Guardianship Bond
Luce County, Michigan Guardianship Bond
Mackinac County, Michigan Guardianship Bond
Macomb County, Michigan Guardianship Bond
Manistee County, Michigan Guardianship Bond
Marquette County, Michigan Guardianship Bond
Mason County, Michigan Guardianship Bond
Mecosta County, Michigan Guardianship Bond
Menominee County, Michigan Guardianship Bond
Midland County, Michigan Guardianship Bond
Missaukee County, Michigan Guardianship Bond
Monroe County, Michigan Guardianship Bond
Montcalm County, Michigan Guardianship Bond
Montmorency County, Michigan Guardianship Bond
Muskegon County, Michigan Guardianship Bond
Newaygo County, Michigan Guardianship Bond
Oakland County, Michigan Guardianship Bond
Oceana County, Michigan Guardianship Bond
Ogemaw County, Michigan Guardianship Bond
Ontonagon County, Michigan Guardianship Bond
Osceola County, Michigan Guardianship Bond
Oscoda County, Michigan Guardianship Bond
Otsego County, Michigan Guardianship Bond
Ottawa County, Michigan Guardianship Bond
Presque Isle County, Michigan Guardianship Bond
Roscommon County, Michigan Guardianship Bond
Saginaw County, Michigan Guardianship Bond
Sanilac County, Michigan Guardianship Bond
Schoolcraft County, Michigan Guardianship Bond
Shiawassee County, Michigan Guardianship Bond
St. Clair County, Michigan Guardianship Bond
St. Joseph County, Michigan Guardianship Bond
Tuscola County, Michigan Guardianship Bond
Van Buren County, Michigan Guardianship Bond
Washtenaw County, Michigan Guardianship Bond
Wayne County, Michigan Guardianship Bond
Wexford County, Michigan Guardianship Bond

What else I need to know about Instant Issue Guardians Bonds in North Carolina?

We have insurance carriers which allow us to INSTANTLY send your bond by email or secure message.  Once you receive the bond, it needs to be printed on a laser printer.  Once you print guardianship bond, most courts require principal’s ORIGINAL INKED signature.  Once you sign the guardianship bond, you can file it with court.

Some courts will not accept a bond without raised seal.  If this occurs, just let us know, we can issue a duplicate original Guardianship Bond by postal mail.

Why do I need an attorney for North Carolina Guardianship Bonds?

Probate and guardianship can be complicated. Guardians often turn to court personnel, social workers, insurance agents, or other non-lawyers for advice. However, only an probate or guardianship attorney can properly answer legal questions for your case. Sometimes laypeople assume expenses are owed by the ward, but for some reason they are not. Or a guardian might make decisions requiring Court approval.  A private attorney is the only party qualified to offer legal guardian advice.

Do you offer Guardianship bonds in from multiple insurance carriers?

Yes!

We’re an independent insurance agent offering bonds from America’s Top Insurance Carriers.  We work with insurance carriers like subsidiary of American Family Insurance, CNA Surety, West Bend Mutual, and offer brokered coverage from HCC Surety, RLI Insurance, and other top names.

Each insurance carrier has different requirements.  Some carriers require your personal net worth, others don’t.  Some require no felony convictions within a certain amount of time, or for certain financial offenses or moral turpitude offenses. Some will write multiple bonds for Professional Guardians, others do not.

Every insurance carrier has different pricing tiers.  Guardianship Bonds are not a flat rate like some insurance bonds.  Instead, each carrier determines it’s own rates, often tiered by different bond values.

Our job as your bonding agent is to find which carrier offers the most favorable terms for your situation.  We won’t shoehorn you into one option, because it’s all we’ve got.