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Expert Probate Court Bonds, Licensed Since 2006

Guardianship Bonds

How do I apply for a Guardianship Bond?

We make applying for Guardianship Bond easy by offering a fast Online Application, or you can Download Application and return by fax or secure message.  Information required is the same ordinarily found on a personal credit application, and probate case information.  You’ll need wards full name, county probate case being filed, health status, income source & estate assets, estate heirs, and other information.

Apply Online      Download Application      Send Secure Message

 

How fast can I get a Guardians Bond?

Once you apply for a Guardianship Surety Bond, we typically confirm receipt of your application within a few hours. Additional questions often arise, prompt reply to follow up questions helps expedite process. Once all questions have been answered, approval and issuance is typically same day or within 24 hours.  INSTANT Electronic delivery is available in all jurisdictions accepting them!  If your jurisdiction doesn’t accept instant bonds, our Guardian Bonds are sent with USPS Delivery Confirmation / USPS Tracking at no additional charge. Overnight and same day courier is available at additional cost.

What are the qualifications to obtain a Guardianship Bond?

Guardianship Bonds, or Probate Court Surety Bonds, are evaluated based on three main criteria:

  1. Personal credit history of applicant; and
  2. Favorable case profile; and
  3. Attorney retained to answer questions for applicant; or
  4. Applicant experience handling probate or financial matters.

What is a Guardianship Bond?

Probate Courts often order Guardianship Bonds for cases when party is unable to manage their own affairs, either person or their estate, due to age or illness.  Two types of Guardianship Bonds include incompetent/adult guardianship bonds and minor/child guardianship bonds.

A Guardianship Bond is similar to a Conservators Bond.  While a Conservators Bond is designed to help with a persons financial affairs, a Guardianship Bond is designed to help with health and personal matters.

Do you offer high penalty Guardianship Bonds?

YES!  All insurance carriers have maximum amounts they are financially capable of issuing.  Sometimes carriers do not offer large bond amounts due to insufficient capitalization of their own assets – the carrier itself may not qualify to issue high bond values.  Since we work with many insurance carriers, including subsidiaries of several of the Top 10 carriers in the world, we’re able to accommodate most any bond value.  We’ve underwritten individual probate bonds of 5 million and more.

How much does a Guardianship Bond cost?

We work with many insurance carriers offering Guardians Surety Bonds.  Each carrier determines its own rates, which are typically based on a tiered percentage basis.  Price for a guardianship probate bond typically vary from 0.25% up to 0.75% of face value, with a minimum premium of $100.  For adult guardianship bonds, most require annual renewal payment.  For minor child guardianship bonds, most carriers require full payment through time child is 18 years old.

I’m an attorney, how can you help me with Guardianship Bonds?

We understand probate matters are never fun for anyone. Let us make obtaining a Guardianship Bond the easiest step in the process.  We accept applications online, or complete printable PDF application. Our agents are available after hours to answer Guardian Bond questions. We’ll match the best value carrier for each situation to prioritize speed of issuance and cost, with no broker or administrative fees.  Throughout process of issuing the bond, we’ll CC you on all email correspondence so you can keep up to date as the Guardians bond is being applied for and issued.

I’m a Professional Guardian, how can you help me with Guardianship Bonds?

We have insurance carriers that offer blanket approval for Professional Guardians.  This means you can be pre-approved on an annual basis for bonds up to a certain value.  It eliminates individual credit inquiries on your personal credit report, and makes bond approval much quicker.  Annual volume based discounts may also be available.

Can you issue Guardians Bond in corporate or firm name?

Yes! We have multiple insurance carriers who will consider issuing Guardianship Bonds in your Professional entity corporate or firm name.  If the Court will name your firm as Guardian, we can issue bonds in the firm name.

Best prices… we beat any scheduled rate!

Sample rates:

Guardianship Bond Penalty Guardianship Annual Price
Less than $20k$100+ one-time-payment
$20k – $40k$100+
$41k – $60k$103 – $380+
$61k – $80k$153 – $450+
$81k – $100k$203 – $525+
$101k – $150k$253 – $920+
$151k – $200k$378 – $1220+
$201k – $300k$503 – $1620+
$301k+Varies

 

Apply Online      Download Application      Send Secure Message

 

How is a Surety Bond different than an insurance policy?

A Surety Bond acts more like a co-signor than a regular insurance policy.  If Court deems fiduciary duty was violated and payment due, the insurance company issuing probate bond will pay the court.  However, unlike an insurance claim where insurance company indemnifies applicant, they will seek reimbursement for anything paid.

Where do you offer Guardianship Bonds?

If you apply on this site, we only service your bond if it’s in our licensed areas.   If application is for outside our area, we’ll ask if you would like us to refer to agent licensed in your area, ANYWHERE in the USA.

We are currently licensed to offer probate bonds in the following areas:

Indiana Guardianship Bond Info

Michigan Guardianship Bond Info

Ohio Guardianship Bond Info

We currently refer all applications outside our footprint to licensed agents in all areas, including:

Arizona Guardian Bond Information

Arkansas Guardian Bond Information

California Guardian Bond Information

Florida Guardian Bond Information

Georgia Guardian Bond Information

Illinois Guardian Bond Information

Massachusetts Guardians Bond Information

New Jersey Guardian Bond Information

New York State Guardian Bond Information

North Carolina Guardian Bond Information

Pennsylvania Guardians Bond Information

Texas Guardian Bond Information

Tennessee Guardian Bond Information

Virginia Guardian Bond Information

Washington State Guardians Bond Information

 

Do you offer large penalty probate court Guardians bonds?

YES!  We work with multiple probate surety bond carriers and have been able to accommodate every probate bond request applicants are qualified for.  We are not limited by the same restrictions most other insurance carriers have, and they are unable to issue the very large bond penalty amounts we’ve been successful in obtaining for our clients.  1 million, 2 million, 3 million, 4 million, 5+ million dollar probate court bonds have been issued by our office.  More info on our High Penalty Probate Court Bonds.

Do you offer Guardianship bonds from multiple insurance carriers?

YES! We’re an independent insurance agent offering bonds from America’s Top Insurance Carriers.  We work with insurance carriers like subsidiary of American Family Insurance, CNA Surety, West Bend Mutual, and offer brokered coverage from dozens of top names.

Each insurance carrier has different requirements.  Some carriers require your personal net worth, others don’t.  Some require no felony convictions within a certain amount of time, or for certain financial offenses or moral turpitude offenses. Some will write multiple bonds for Professional Guardians, others do not.

Every insurance carrier has different pricing tiers.  Guardianship Bonds are not a flat rate like some insurance bonds.  Instead, each carrier determines it’s own rates, often tiered by different bond values.

Our job as your bonding agent is to find which carrier offers the most favorable terms for your situation.  We won’t shoehorn you into one option, because it’s all we’ve got.