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Expert Probate Court Bonds, Licensed Since 2006

Personal Representative Bonds

How do I apply for a Personal Representative Bond?

We make applying for Personal Representative Bond easy by offering a fast Online Application, or you can Download Application and return by fax or secure message.  Information required is the same ordinarily found on a personal credit application, and probate case information.  You’ll need wards full name, county probate case being filed, health status, income source & estate assets, estate heirs, and other information.

Apply Online      Download Application      Send Secure Message


How fast can I get an Personal Representative Bond?

Once you apply for a Personal Representative Surety Bond, we typically confirm receipt of your application within a few hours. Additional questions often arise, prompt reply to follow up questions helps expedite process. Once all questions have been answered, approval and issuance is typically same day or within 24 hours.  Our Personal Representative Bonds are sent with USPS Delivery Confirmation / USPS Tracking at no additional charge. Overnight and same day courier is available at additional cost.

What are the qualifications to obtain a Personal Representative Bond?

Personal Representative Bonds, or Probate Court Surety Bonds, are evaluated based on three main criteria:

  1. Personal credit history of applicant;
  2. Attorney retained to answer questions for applicant;
  3. Applicant experience handling probate or financial matters.

What is a Personal Representative Bond?

Probate Courts often order Personal Representative Bonds for cases when party is unable to manage their own affairs, either person or their estate, due to age or illness.

How much does a Personal Representative Bond cost?

We work with many insurance carriers offering Guardians Surety Bonds.  Each carrier determines its own rates, which are typically based on a tiered percentage basis.  Price for a guardianship probate bond typically vary from 0.25% up to 0.75% of face value, with a minimum premium of $100.  For adult guardianship bonds, most require annual renewal payment.  For minor child guardianship bonds, most carriers require full payment through time child is 18 years old.

Best prices… we beat any scheduled rate!

Personal Representative Bond Penalty Personal Representative Bond Prices
Less than $20k $100+ one-time-payment
$20k – $40k $100+
$41k – $60k $103 – $380+
$61k – $80k $153 – $450+
$81k – $100k $203 – $525+
$101k – $150k $253 – $920+
$151k – $200k $378 – $1220+
$201k – $300k $503 – $1620+
$301k+ Varies


Apply Online      Download Application      Send Secure Message


How is a Surety Bond different than an insurance policy?

A Surety Bond acts more like a co-signor than a regular insurance policy.  If Court deems fiduciary duty was violated and payment due, the insurance company issuing probate bond will pay the court.  However, unlike an insurance claim where insurance company indemnifies applicant, they will seek reimbursement for anything paid.

Where do you offer Personal Representative Bonds?

We are currently licensed to offer probate bonds in the following areas: